How To Link Aadhaar Card With Kotak Mahindra Bank Account?

Banking has taken a huge leap from running around and standing in lines now just on our fingertips. It has not only saved our precious time but, saved us from running here and there to get information about how exactly the process happens. Here in this article we talk about how we could link our Kotak Mahindra Bank Account to our Aadhaar without any complications. Kotak Mahindra Bank allows you to link your Bank account through many ways:

  • Via Netbanking
  • Via Mobile Appliction
  • Via SMS
  • Via Bank Branch
  • Via ATM


Internet Banking is the most easiest way of today to control your banking services and maintain new information required by Bank/Government. Kotak Mahindra Bank allows you to link your bank account through the following steps:

  • Go to the website
  • Authenticate your identity using your mobile number, date of birth or CRN
  • Provide this OTP in the next screen to authenticate
  • Send the OTP to your mobile number
  • Provide this OTP in the next screen to authenticate
  • Enter your account number
  • Submit your 12-digit Aadhaar number


We all know that mobile applications have made our lives easier by transferring on go and what not. We don’t have to wait to go home to make payments. Likewise, Kotak Mahindra Bank allows you to link your aadhaar card to your bank account without any hassle through their mobile applicalication called MahaApp

To link through your mobile following steps could be done:

  • Log into your mobile application
  • Click on Requests and select ‘Aadhaar seeding’
  • Submit your 12 digit aadhaar number, after which 48 hours would be taken to verify your account and aadhaar details.
  • Upon verification, you will receive a message from the bank on your registered mobile number


Aadhaar seeding to your Bank of Maharashtra account through SMS should be possible through the beneath steps:

  • Type a message <AADHAAR><space><12-digitAadhaar number><space><Last 4 digits of Account Number>
  • Send this message to 5676788
  • A confirmation message will be received next on your registered phone number.


For those clients who are increasingly easy strategy for banking, you need to visit any Bank of Maharashtra branch, according to your benefit, to start the Aadhaar card connecting process with your financial balance. These straightforward advances will empower you to interface your Aadhaar with Bank of Maharashtra account by visiting a branch:

  • Visit the Kotak Mahindra Bank branch where you had opened the financial record.
  • Complete the Aadhaar Seeding structure with precise subtleties of your Aadhaar number, financial balance number and your name, as determined in your Aadhaar card.
  • Present the structure with self-bore witness to duplicates of your Aadhaar card and financial balance passbook. Keep your unique Aadhaar card convenient as the bank specialists may need you to exhibit it as a piece of the check procedure. You will at that point get an affirmation receipt.
  • Your Aadhaar will be effectively connected with your Kotak Mahindra Bank account in two working days. You will get an affirmation message on your number which is enlisted with Kotak Mahindra Bank


Not simply through gadgets with web network, portable SMS or visiting the branch, Aadhaar seeding with your record at the Kotak Mahindra Bank should be possible through your ATM also. Along these lines, in the event that you are yet to connect your Aadhaar with your account and plan to visit an ATM to pull back money, you presently recognize what to do! Here's the means by which you can connect your Aadhaar with Kotak Mahindra Bank account through ATM:

  • Swipe your ATM card in the machine and enter your ATM Pin as you generally do.
  • Select the 'services’' alternative.
  • Next, select the 'Aadhaar Seeding' tab.
  • Punch in your 12-digit Aadhaar and afterward notice it again for check. Push on the 'Confirm' tab.
  • You will get an affirmation receipt after fruitful finish of the Aadhaar connecting process.
  • Your Aadhaar will be connected with your Kotak Mahindra Bank Account in a few days.
  • You will get an affirmation message on the portable number that you have enrolled with UIDAI during the Aadhaar connecting process.

Linking Aadhaar With Other Banks

CA Abhishek Soni
CA Abhishek Soni

Abhishek Soni is a Chartered Accountant by profession & entrepreneur by passion. He is the co-founder & CEO of Tax2win is amongst the top 25 emerging startups of Asia and authorized ERI by the Income Tax Department. In the past, he worked in EY and comes with wide industry experience from telecom, retail to manufacturing to entertainment where he has handled various national and international assignments.