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How to Link Aadhaar Card to Bank Account Online and Offline?

How to Link Aadhaar with Bank Account - Online & Offline Process

Updated on: 24 May, 2024 02:42 PM

Since the inception of Aaadhaar and its linking to respective bank accounts, the banks have taken it upon themselves to facilitate the process. Abiding by the law, the banks devised several ways through which they could incorporate every section of the society is this linking process. This article extensively discusses various means through which you can get your Aadhaar linked to your bank account. This article also discusses six major banks and their Aadhaar linking policies and options.

How to link Aadhaar with bank account online?
Branch Channel Method
By Visiting ATM
Via Phone Banking
Via Phone banking
By SMS
Through Mobile app

How to link Aadhaar with bank account online?

You can link Aadhaar to your bank account via internet banking by following the mentioned steps:

Start by logging in to the ‘Internet banking’ feature of the account that you want to link to your Aadhaar
Post-logging in, look for options like ‘add Aadhaar card’ or ‘link to Aadhaar’ or similar options which talk about connecting your bank account to your aadhaar
After selecting the required option, fill in your Aadhaar details like your 12-digit number, re-check and then submit.
After the information has been verified, the linking will be successful

This is a hassle-free way to connect your Aadhaar to your bank account. All you will need is a good internet connection and your Aadhaar details.

Branch Channel Method

Another method is the ‘branch channel’ method. Individuals can follow this simple process to finish the linking. Steps are:

Visit the nearest branch of the bank with whose account you wish to link your aadhaar
Collect a copy of the form, which will facilitate the linking
Fill in all the necessary details on the form like bank name, bank account number, name, age, Aadhaar number, and mobile number.
Submit the form along with a copy of your Aadhaar card
The bank account will be linked after the bank representative verifies the information. Thus, it is advisable that people carry their original Aadhaar card for the verification process.

By visiting ATM

Bank account users can visit their specific bank ATMs also to link their Aadhaar cards with their bank accounts. Most of the banks offer this facility except a few. To initiate the linking via ATM, follow the steps mentioned below:

Visit your bank’s ATM
Swipe your card and enter the Personal Identification Number (PIN) to proceed further.
Select the ‘Registrations’ option, which is available under the ‘Services’ menu.
Under ‘registrations,’ opt for ‘Aadhaar registration’ option
Select the account type (current/savings account) and enter and re-enter your 12 digit Aadhaar number in the space provided
Submit the information
A confirmation message will be displayed on the screen confirming the successful linking.

Via Phone banking

Several banks have come up with a facility to link their aadhaar to their bank accounts by using their mobile phones. Although every bank has a different number to initiate the seeding, the process almost remains the same.

Check with your bank if they provide you with a phone banking facility
If yes, then call on the number used by your bank for phone banking
The bank will call you back, and you will be asked to provide your Aadhaar number
Confirm your Aadhaar number, and soon you will receive a text message stating that your Aadhaar has been linked to your aadhaar

By SMS

Some account holders can link their Aadhaar to their bank accounts through the means of an SMS. Prior to using this mode, cross-check with your bank if they provide this facility of linking Aadhaar with your bank accounts. Also, the SMS format might differ from bank to bank. Follow the steps mentioned below to use this mode:

Send a message in the format mentioned below to the number your bank uses for this purpose

Standard format: UID type your Aadhaar number your bank account number

You will receive a text message which will confirm the linking. Aadhaar is mandatory so that the bank can verify your credentials via your aadhaar number.

Through Mobile app

Every bank has its own mobile app, which comes with Aadhaar linking feature. All you need to do is get your bank’s mobile app and follow these steps to initiate the linking process:

Download the app and log in with your account credentials
Follow the steps mentioned: ‘my accounts’ >> ‘services’ >> ‘view/update Aadhaar details’
Enter and then re-enter your Aadhaar number and submit the information
Once the linking is successful, you will receive an acknowledgment message via reliable means

Above mentioned steps are general in nature, and the process might differ from bank to bank.

The above article discusses various ways through which users can get their Aadhaar linked to their bank accounts hassle-free. Specific instructions are also mentioned which need to be followed while looking at a specific bank. It is important that the users follow these steps in an orderly manner to get their work done quickly. Since linking of Aadhaar has legal backing, it is advisable to all citizens that they get it done at the earliest to avoid extreme consequences like shutting of bank accounts by the bank. All the major banks have devised various ways to aid the users. It’s time for them to take advantage of the services and get their work done!

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