File ITR Yourself Anytime & Anywhere eFile now eFile now

Section 80D Deduction Calculator

Ever wonder what 80D deductions could save you? We've put together this handy tool that gives you an estimate of what your deductions could be. Find out what percentage of your income is tax-deductible. Compute 80D tax deductions now!

What is Deduction under section 80D?

Section 80D allows individuals and Hindu Undivided Families (HUF) to claim deductions on certain expenses from their taxable income. A person can claim deductions on the cost of health insurance and the cost of a preventative health examination for themselves, their spouse, their dependent children, and their parents. This is subject to the limitations and circumstances set out in Section 80D of the Income Tax Act of 1961.

How to Calculate Deduction under section 80D?
Persons Covered Exemption Limit Health check-up exemptions Total
Self and family ₹25,000 ₹5,000 ₹25,000
Self and family + parents ₹(25,000 + 25,000) = ₹50000 ₹5,000 ₹55,000
Self and family + senior citizen parents ₹(25,000 + 50,000) = ₹75,000 ₹5,000 ₹80,000
Self (senior citizen) and family + senoir citizen parents ₹(25,000 + 50,000) = ₹75,000 ₹5,000 ₹80,000

Assume you're 60 years old and paying Rs.32,000 yearly premium for your and your family’s health insurance. Aside from that, you're paying Rs.35,000 health premium for your parents' coverage, who are 80 years old. In such a scenario, you can obtain the following deductions under Section 80D:

  • You and your dependents can claim a tax deduction of Rs.32,000 on the Rs.32,000 paid as health insurance premiums.
  • For, your parents (senior citizens), you can receive a tax deduction of Rs.35,000.
  • So, out of the total premium payment of Rs.67,000, a total tax deduction of Rs.67,000 may be claimed.
What is the 80D Calculator?

Tax2win Section 80D calculator helps you calculate the deductions that you can avail on the insurance policies for which 80D deductions are applicable.

How to use 80D Calculator?

To use the calculator, follow these steps:

  • Step 1: Select the financial year
  • Step 2: Select whether you are paying taxes under the new regime/ 115BAC
  • Step 3: Enter whether the policyholder is 60 years or above or not.
  • Step 4: Enter the value of Preventive Health Check-Up and Medical Insurance Premium Amount
  • Step 5: Repeat steps 3 and 4 for your parents' medical policies.
  • Step 6: The total eligible deduction under 80D will be computed automatically and shown on the screen.
Benefits of Using 80D Calculator

In order to help you handle the complicated process of tax time, we have created an 80D deduction calculator that can help you save money on taxes. The 80D deduction calculator will automatically calculate tax deductions that you can claim based on your investment.

Eligibility of Using 80D Calculator

Individuals and HUF taxpayers are the only ones who can claim deductions under section 80D; therefore, only those individuals and HUFs who have purchased insurance for Self, Spouse, Dependant children, and/or Parents can use this calculator for calculating the deductions they are entitled to.



What investment comes under section 80D?

Section 80D allows you to claim deductions on the cost of health insurance premiums as well as the cost of a preventative health examination.


What is the limit of deduction under section 80D of the Income Tax Act, 1961?

The deduction limit under Section 80D for a person under the age of 60 is up to INR 25,000. The '25,000 limit includes a Rs 5,000 preventive health examination. If the insured is above 60 years old, the deduction limit is increased to INR 50,000.


Is Tax2Win calculator safe to use?

Yes, tax2win 80D deduction calculator is totally safe to use. The data you enter here is not stored and not shared with anyone.

More Calculators

  • Income Tax Calculator

    Estimating your taxes before you file your tax return is an essential part of tax planning.

  • ITR Eligibility Calculator

    ITR that stands for Income Tax Return is a form that an assessee is supposed to submit to the Income Tax Department of India.

  • TDS Calculator

    Tax2win has done in-depth research on various aspects of TDS so you can save taxes and plan your finances very well.

  • HRA Calculator

    This free HRA calculator is updated for the year 2017 and 2018. You can now claim upto Rs. 60,000 deduction under Section 80GG even if you do not receive HRA.

  • Rent Reciept Calculator

    Avoid the last minute hassle of arranging your rent receipts for claiming HRA exemption. Use our free rent receipt generator and save taxes.

  • Old Slab vs New Slab Calculator

    Have you also been stuck between the choice of a more beneficial tax regime?? Relax!! We have made it easier for you.

  • Leave Encashment & Taxable Leave Salary Calculator

    Leave encashment is a component of salary that is received on conversion of unavailed leaves into cash.

  • Tax Saving Calculator - Calculate Deductions under 80C

    Lower your tax liability through tax exemptions. Section 80C allows you to be eligible for tax deduction upto Rs.1.5 lakh per year.

  • Income From House Property Calculator

    All types of properties are taxed under the head 'income from house property' in the income tax return.

What We Do

Get A personal eCA

Get your personal eCA to do tax filing for you. And it is personal, convenient & fast with maximum refund calculated for you.

Book Now

File it yourself

You can file your ITR on your own. It's Easy, quick & free when you file with Tax2win on your own.

File ITR Now

File Revised Return

Made mistake while filing ITR? We can help you correct it.

Revise ITR Now

Plan Tax & File ITR

A little planning can go a long way in saving your hard earned money. Don't just file your tax return, plan them & get maximum refunds.

Start Now

NRI Taxes & ITR Filing

Status of NRI seems to be cool but it brings with itself a lot of taxation..

Start Now

Union Budget 2023-24

Has your take home salary increased? Check the impact of Budget 2023 on your income

Check Now