How To Link Aadhaar Card With Jammu & Kashmir Bank Account?

Aadhaar serves as an all-in-one identity proof, address proof, and age proof. Aadhaar was conceived as a stepping stone for Digital India and continues to be the preferred document by many for its ease of access.

Linking your Aadhaar to your Bank account can be done easily online or offline. However, for linking your Aadhaar number to your bank account will be subject to verification. Multiple bank accounts can be linked to your Aadhaar.

  • Step 1 – Login Jammu and Kashmir Bank website
  • Step 2 – Submit your Aadhaar card number and Accept the terms before submitting
  • Step 3 –Once you receive the OTP, enter the OTP
  • Step 4 – After verification, the Aadhaar details will be updated on the Yes Bank account
  • Step 5– You will receive a confirmation text on your registered mobile number
  • Step 1 – Visit the branch with an original & self-attested copy of Aadhaar
  • Step 2 – Fill the form and hand it over to the bank officials
  • Step 3 – After verification, the Aadhaar with be linked to bank account

Benefits of Linking Aadhaar Card with Bank Account

  • Aadhaar is a substantial Know your Customer (KYC) record to open financial bank accounts.
  • Receipt of Direct Benefit Transfer (DBT) endowments from the government, including LPG, Kerosene, Sugar, and so on. Sponsorship legitimately into a Bank account.
  • Get immediate credit for other Government endowments like welfare reserves, annuities, grants, MNREGA compensation, and so forth into your record. Direct credit of welfare reserves, benefits, MNREGA compensation, and so on from the government.
  • Scholarship from the administration will be credited to the account only if the financial balance in the understudy's name is connected with his/her Aadhaar Card.
  • Exploit simple and advantageous Aadhaar-empowered installment frameworks (AEPS) of the following:
    • UPI (Unified Payments Interface) installments are done through Aadhaar
    • BHIM (Bharat Interface for Money)- Aadhaar Pay
    • Aadhaar Based installment on biometric Micro ATMs

How to Check the Linking Status of Aadhaar Card with Jammu And Kashmir Account?

To check the status of your Aadhaar card linkage with your Jammu And Kashmir Bank account, follow these steps:

  • Visit the official Aadhaar website by clicking on this link: https://myaadhaar.uidai.gov.in/.
  • Once on the website, locate and click on the 'Bank Seeding Status' option.
  • You will be prompted to enter your 12-digit Aadhaar Number along with the Security Code (captcha) displayed on the page.
  • After entering the required details, click on the 'Send OTP' button.
  • An OTP (One Time Password) will be sent to your Aadhaar registered mobile number. Retrieve the OTP and enter it into the provided field.
  • After entering the OTP, click on 'Login'.
  • If the login is successful, the website will display whether your Aadhaar number is successfully linked to the bank or not.
  • Additionally, the page will provide information such as the Bank Name (showing only the last bank with which your Aadhaar information is linked), Bank Linking Status, and Bank Linking Date.
  • Remember, if you have multiple bank accounts, you will need to repeat this process for each bank to check the linkage status.

How to Check the Linking Status of Aadhaar Card with Jammu And Kashmir Account Via Mobile?

  1. Dial a number *99*99*1# through your registered Mobile Number
  2. Enter your 12-digit Aadhaar Number
  3. Re-enter your 12-digit Aadhaar Number
  4. After submission, it will display whether your Aadhaar Card is linked to your Bank Account.

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Linking Aadhaar With Other Banks

Frequently Asked Questions (FAQs)

Q- What is Aadhaar Card?

The Aadhaar Card is a unique identification card issued by the Government of India that contains a 12-digit unique identification number.


Q- Why is it necessary to link Aadhaar Card with Jammu & Kashmir Bank Account?

Linking an Aadhaar Card with your bank account is mandated by the government to streamline the identification process and ensure transparency in financial transactions.


Q- How do I link my Aadhaar Card with my Jammu & Kashmir Bank Account?

You can link your Aadhaar Card with your Jammu & Kashmir Bank Account through various methods such as online banking, mobile banking, ATM, or by visiting the bank branch in person.


Q- Can I link my Aadhaar Card with my Jammu & Kashmir Bank Account online?

Yes, you can link your Aadhaar Card with your Jammu & Kashmir Bank Account online through the bank's internet banking portal or mobile banking application.


Q- What documents do I need to link my Aadhaar Card with my Jammu & Kashmir Bank Account?

You will typically need your Aadhaar Card, bank account details, and any other identification documents as required by the bank.


Q- Is it mandatory to link Aadhaar Card with my Jammu & Kashmir Bank Account?

Yes, as per the government directives, it is mandatory to link your Aadhaar Card with your bank account.


Q- What happens if I don't link my Aadhaar Card with my Jammu & Kashmir Bank Account?

Failure to link your Aadhaar Card with your bank account may result in restrictions on certain banking services or transactions as per the regulations set by the government.


Q- Is there a deadline to link Aadhaar Card with my Jammu & Kashmir Bank Account?

The deadline for linking Aadhaar Card with your bank account may vary and is typically communicated by the government or the bank through official channels.


Q- Will linking my Aadhaar Card with my Jammu & Kashmir Bank Account compromise my privacy?

The government has put in place measures to ensure the security and privacy of Aadhaar data. However, if you have concerns, you can reach out to the bank for clarification on their data protection policies.


Q- Can I link multiple bank accounts with the same Aadhaar Card?

Yes, you can link multiple bank accounts with the same Aadhaar Card. However, you need to follow the specific linking process for each bank where you hold an account.


CA Abhishek Soni
CA Abhishek Soni

Abhishek Soni is a Chartered Accountant by profession & entrepreneur by passion. He is the co-founder & CEO of Tax2Win.in. Tax2win is amongst the top 25 emerging startups of Asia and authorized ERI by the Income Tax Department. In the past, he worked in EY and comes with wide industry experience from telecom, retail to manufacturing to entertainment where he has handled various national and international assignments.