How to Pre-validate Bank Account to receive an Income Tax refund?

How to pre-validate bank account online on the Income Tax portal?

Step 1: Visit the income tax e-filing portal at www.incometax.gov.in. Login to the portal.

Step 2: Select “My Profile”, from the dashboard.

Step 3: On My Bank Accounts page, the Added, Failed, and Removed Bank Accounts tabs will be displayed.

Step 4: On the My Bank Accounts page, click Add Bank Account.

Step 5: Enter the Bank Account Number, select Account Type and Holder Type, and enter IFSC. Bank Name and Branch get auto-populated based on IFSC. Ensure that the PAN, name, mobile number, and email address provided match those registered with your bank account to ensure successful pre-validation.

Step 6: A successful message will display once the validation option is selected. Your bank details and request will be sent to your bank. The validation status will be updated on the portal within 24 hours. You will also receive a message on your mobile number and email ID registered on the e-Filing portal.

• If the validation is successful,the bank account details will appear in the ‘Added Bank Accounts’ tab with the status ‘Validated and EVC enabled’.
• If the validation fails, the details are displayed under ‘Failed Bank Accounts’ tab. The failed bank accounts can be re-submitted for re-validation.

Are you still waiting for your tax refund? There might be some errors in your return or you may missed the complete information regarding your income. To know what could be the reason your refund is hold back, consult with our tax experts.

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Common Validation Errors on Income Tax Portal

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What are the prerequisites for successful pre-validation?

For your bank account pre-validation to be successful, your PAN details should be updated in the bank database. Also, your name, as mentioned on the PAN card and in the bank account, should be the same.

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If a bank account is pre-validated, will it also be EVC enabled?

No, Only the pre-validated bank account having the same contact details i.e., mobile number in

1. Bank account and
2. Income Tax Account

can be EVC enabled.

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Can I enable more than one pre-validated bank account for EVC?

No, only one bank account can be enabled by EVC (electronic verification code). If any one of your accounts is already EVC enabled, you won’t be able to enable any other account for EVC at the same time.

Important points

1. For successful pre-validation, you must have a valid PAN registered with e-Filing and an active bank account linked with the PAN.
2. If you wish to EVC-enable that bank account, you will need to update your contact details on the e-Filing portal to match your details registered with the bank or update the mobile/email at the bank’s end, same as your e-filing registered primary mobile/email. Once details are updated, revalidate your bank account.
3. The pre-validation process is automatic. Once your request is submitted, it is sent to your bank. The validation status is updated in your e-Filing account within 10 - 12 working days.

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